Financial Simulator 2025
Is your activity
profitable?
Estimate your real net income after URSSAF charges and fixed costs. View your threshold crossings (VAT, Micro-BNC).
Activity
30150
140
2050
Charges
03000
Majority of psychologists: CIPAV (23.2%) or SSI (24.6%).
Annual turnover
€39,600
You exceed the VAT deductible (€37,500). You will have to charge VAT.
Fixed charges (year)-€4,800
Social contributions (23.2%)-€9,187
Total Estimated Charges-€14,187
Monthly Net Income (Before Tax)
€2,118
Either €25,413 net pocket per year
The Kooplia effect
By automating your administration (invoicing, notes, reminders), you free up approximately 2 hours per week.
If you use this time to see 2 more patients, here is the impact on your net income (after deduction of the Kooplia subscription):
+€3,743net / year
Your new annual net would increase to €29,156
Invest in your peace of mind
The only all-in-one software designed for therapists. For 26€/month (professional fees), you have a cobot that manages everything.
- Profitable in less than half a session
- Secure & compliant clinical notes
- Automatic billing and monitoring of unpaid debts
Official Sources & References (2025)
- URSSAF: Self-employed social security contribution rate
- Service-Public.fr: Turnover ceilings (Micro-BNC)
- Impots.gouv: Excess based on VAT (Thresholds)
- Note: The calculations are estimates for information purposes only and do not replace the advice of a chartered accountant.